this post was submitted on 27 Aug 2024
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[–] [email protected] 5 points 2 months ago

I don't know guys, I think maybe this cancel culture has gotten out of control.

[–] [email protected] 9 points 2 months ago (1 children)

Hey, it’s Credit One, a notoriously predatory bank. Interest rates are high, fees are aplenty, and they’re not exactly kind. I’m in the credit card hobby and they’re famous for being shit (but situationally useful if you’re trying to rebuild credit). If you’re one of those and use it properly then cancel it, it’s fine. If you don’t pay it off, the balance balloons.

This person will continue to compound interest and fees until they charge off the account, sell it to some collector, and eventually one of the collector human centipede segments will sue them. Some banks will occasionally let go of debts, but a Credit One charge off will probably see this individual trying sovcit tactics in court -> judgment -> wage garnishment eventually.

[–] [email protected] 3 points 2 months ago

I love that you think a sovcit earns a wage.

[–] [email protected] 5 points 2 months ago

Look at that sloppy 52° "CANCEL".

Shame.

[–] [email protected] 9 points 2 months ago (1 children)

How much do they owe if minimum payment is $30.

Amazing how they all think they can steal essentially.

[–] [email protected] 4 points 2 months ago

Looks like $400ish but the pixels...

[–] [email protected] 7 points 2 months ago* (last edited 2 months ago)

Why did they put a stamp on it?

Don't tell me they will try and mail it like that without an envelope Also isn't postage always prepaid in these cases (I'm guessing, I have never paid anything by mail)

[–] [email protected] 8 points 2 months ago

Abracadabra, bill begone!

[–] [email protected] 10 points 2 months ago

I’m sure that will settle the matter!

[–] [email protected] -1 points 2 months ago (1 children)

We're laughing now, but they'll be laughing if these insane "workarounds" actually work hahahahahaha

[–] [email protected] 2 points 2 months ago (1 children)

I mean, you're right, they would if they did... but they won't.

[–] [email protected] 1 points 2 months ago

Right. That was joke...

[–] [email protected] 7 points 2 months ago

The account number is also at the top and not redacted...

[–] [email protected] 46 points 2 months ago (1 children)

UCC 3-604 says someone owed an obligation has the right to cancel the obligation owed to them, not the other way around.

[–] [email protected] 15 points 2 months ago

It's not like they actually read it. They pay someone else hundreds or thousands of dollars to do that reading for them to get out of that $30 minimum payment bill.

[–] [email protected] 6 points 2 months ago (2 children)

Is that a blue ink thumbprint on the stamp?

[–] [email protected] 2 points 2 months ago* (last edited 2 months ago)

Biometrics seem unimportant, I guess...

E: autocorrect

[–] [email protected] 3 points 2 months ago

I think so!

[–] [email protected] 50 points 2 months ago (1 children)

"Amount enclosed -$289.41"

Congratulations, genius, now you owe $578.82.

[–] [email protected] 11 points 2 months ago (1 children)

But see when the creditor deposits the negative bill into sovcits secret account they'll have cash returned to them to satisfy the debt, it all makes perfect sense! If it doesn't work you probably did something wrong, maybe the wrong shade of red marker?

[–] [email protected] 3 points 2 months ago

Forgot their fingerprint in blood.

[–] [email protected] 11 points 2 months ago (1 children)

I wonder which "stamp duty" they're talking about? Machine gun, "marihuana", or old British tea stamps?

[–] [email protected] 7 points 2 months ago

Migratory bird hunting.