I just want to be able to corner hard and accelerate hard and do some spirited driving in a safe area without that info getting sold to insurance companies…
this post was submitted on 10 Jun 2024
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I'll get the popcorn once this trend reaches motorcycles.
Gotta admit I’m curious why you think that.
The article photo looks like these three women have slowed down to get a good look at me as I struggle to keep my food away from three hungry raccoons in my underwear (me in my underwear, not the raccoons) on my front lawn next to a bouncy castle the raccoons have all but taken over at this point.
I can see it, in slow-mo, the girl on the back would take out her phone and started recording; The car windows slowly rolled up.
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Honestly at that point how much can you guarantee that none of those raccoons has been inside your underwear, at least partially with a claw or something?
At the rate things are going they probably will take your underwear as well.
Nah, mine is pretty upfront about it. You can even opt in to get a device that plugs into your car to give them even more data to lower your premium if you're actually a good driver. That shit started when I was still in high school, too. Nobody else remember Flo from Progressive hawking these things?
There are legal hurdles to raising rates based on this data. The simple and obvious solution is to set the starting price as the worst-case driver scenario, then discount down from that.
It's the exact same thing, but worded different.
and do you have one of those? Because form what I hear they beep when you're being a good drive too and you end up being a worse (than good) driver trying not to get the beeps
I do. It doesn't make any sounds or have any lights. Thing you're describing sounds more like a similar device I know people busted with DUIs end up with forced to being used. It's beeping because it wants them to blow again since it's detecting them driving like shit and thinks they're drunk.
I had one and it definitely beeped if the light turned yellow and I stopped rather than blowing through a red light. It was a frustrating experience because it would happen even when driving a safe speed. You don't get dinged unless you have too many of them, but I suspect in a busy city with stop and go traffic it could be tough. I did end up. With the maximum discount though so it didn't end up being a big deal.
I'm curious, was it beeping because of somewhat harder breaking?
Yes. Not like I was slamming on my brakes, but it was a harder brake than normal. It was pretty sensitive imo, but think they are trying to detect people that are driving too closely to the person in front of them.
I had one years ago... It never made a sound. It just recorded how I drove and I started getting safe driver discounts on my insurance.
Driving behavior analysis, or telematics, as the insurance industry calls it, could be better for consumers, leading to personalized rates that are more fair. Plus, if people have to pay more for their risky driving, they may drive more cautiously, leading to safer roads. But this will happen only if drivers are aware that their behavior is being monitored.
I'm so sick of this shit.
Just like the stop sign cameras, this only increases safety by penalizing and then monetizing minor mistakes that humans make. This is not about safety, it's about maximizing income through technological micromanaging of drivers who have not caused an accident and were not in danger of causing one.
You'd also have to be a damn fool not to realize that all the data they're collecting may not apply to their rate structure today, but in the future that rate structure will change, and suddenly a history of driver data you let them gather about you goes from being unremarkable to indicative of a problem.
The shareholders are demanding a blood sacrifice, so rates suddenly go up for people that have a driver score beneath a certain threshold where previously that threshold was higher.
Or some new bullshit study comes out claiming people that listen to podcasts while driving are infinitesimally more likely to cause an accident than people that listen to music, and whoops, Michael Barbaro has been your constant companion on every morning commute for the last 4 years. That's a pattern of risky behavior.
This is actually the thing that gives me most privacy assurance. My car company does offer this as an insurance product to themselves, transparently. Since they’re honest about this part of it, and have less profit incentive to those of us who don’t agree, I’m a bit assured that they are not motivated to sell my data to my actual insurer
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I drive my car like I stole it. I will continue to drive my car and beat on it like it owes me money. I will never put a dongle in my obd2 port from my insurance company. I will never have any stupid app I don't need on my phone and my car is no longer hooked up to onstar. Fuck that. You put that shit in your car, you will never see lower rates, you'll just see smarter advertising. However, if you drive like me, I'm sure they'll charge you more or drop you.
I drive my car like I stole it.
So you drive it calmly and follow the rules?
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And if they think that this monitoring is going to help anything when people know about it, they need to learn about Goodharts' Law:
When a measure becomes a target, it ceases to be a good measure
As soon as this becomes a thing people will get anxious and petty about it, and they will start trying to game the system, and that system gaming will take some portion of their focus away from driving and guess what, that's going to make them worse drivers.
I look forward to running their shit in an Android emulator that feeds it bullshit until my rates go down
Oh no... the Android rootkits are coming.
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