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A community dedicated to buying Canadian products.

Une communauté dédiée à l'achat de produits Canadiens.

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Related communities: Communautés connexes :

!buyeuropean@feddit.uk !buyafrican@baraza.africa !boycottus@lemmy.ca !canada@lemmy.ca !canada@lemmy.ml ___

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Let's stop playing around and talk about ditching something big: Visa and Mastercard (lemmy.ca)

submitted 2 days ago* (last edited 6 hours ago) by Albbi@lemmy.ca to c/buycanadian@lemmy.ca

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Visa and Mastercard are American companies, and they essentially tax everybody by taking a percentage of purchase prices for themselves. Not exactly a small percentage either, 1.2% to 2.65%. Ever wonder why so many merchants say they don't accept American Express? That's because they charge quite a bit more to merchantes, 50% more than Visa or Mastercard. Anyway, we're letting American companies tax us and we love them because we get rewards when we use cards. But it's just a shell game because we pay more up front because businesses need to charge more to make up for payment processing charges. They get to sit in the middle and rake in the money.

Now the alternative in Canada is Interac. Interac charges a set amount per transcation. How much? 2 to 5.5 cents. Unless you're going through Apple or Google Pay, and then it's a percentage again.

Interac is also Canadian.

Want to stick it to Trump? Stop using credit cards (and Google Pay or Apple Pay) and switch to Interac. Want to make Canada better? Stop using credit cards and switch to Interac. Is it going to be inconvenient? Yes. Online shopping will be much harder but I have seen online Interac payments before and we can ask our favourite Canadian merchants to accept Interac online.

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[–] njordomir@lemmy.world 3 points 2 days ago* (last edited 2 days ago) (1 children)

That airline sounds like the stereotypical corporate BS we've all grown used to now. Not asking in an asshole way, but because I want to understand: did you have a receipt?

[–] Akuchimoya@startrek.website 2 points 1 day ago

I had a booking/confirmation number and everything. I even showed the CC statement from my phone, which also had the booking number, too, but the counter agent didn't have the ability to change it even though he could see my name and seat on the flight. I had no time left, so I paid again and ran to security and then to the gate.

At least the the counter agent gave me a voucher for the trouble. I got myself a beer on the plane with it, because I needed it at that point!