this post was submitted on 27 Jan 2025
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Personal Finance - UK
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I used a secondary current account like this. Transfer the cash I am happy to spend on non essentials to it and only spend out of that
It's a nice way to deal with it. Starling let you have a "linked" card which acts as a card w. Ringfenced money assigned to it which I like. It's part of their "spaces" setup.
Starling cards are not free though right?
They're free to open. Couldn't say how their overdraft charges compare (and they don't offer very large ones) but they've been a decent current account for me at least.