this post was submitted on 27 Jan 2025
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Personal Finance - UK

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[–] [email protected] 1 points 1 month ago (1 children)

I used a secondary current account like this. Transfer the cash I am happy to spend on non essentials to it and only spend out of that

[–] [email protected] 1 points 1 month ago (1 children)

It's a nice way to deal with it. Starling let you have a "linked" card which acts as a card w. Ringfenced money assigned to it which I like. It's part of their "spaces" setup.

[–] [email protected] 1 points 1 month ago (1 children)

Starling cards are not free though right?

[–] [email protected] 1 points 1 month ago

They're free to open. Couldn't say how their overdraft charges compare (and they don't offer very large ones) but they've been a decent current account for me at least.