News
Welcome to the News community!
Rules:
1. Be civil
Attack the argument, not the person. No racism/sexism/bigotry. Good faith argumentation only. This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban. Do not respond to rule-breaking content; report it and move on.
2. All posts should contain a source (url) that is as reliable and unbiased as possible and must only contain one link.
Obvious right or left wing sources will be removed at the mods discretion. We have an actively updated blocklist, which you can see here: https://lemmy.world/post/2246130 if you feel like any website is missing, contact the mods. Supporting links can be added in comments or posted seperately but not to the post body.
3. No bots, spam or self-promotion.
Only approved bots, which follow the guidelines for bots set by the instance, are allowed.
4. Post titles should be the same as the article used as source.
Posts which titles don’t match the source won’t be removed, but the autoMod will notify you, and if your title misrepresents the original article, the post will be deleted. If the site changed their headline, the bot might still contact you, just ignore it, we won’t delete your post.
5. Only recent news is allowed.
Posts must be news from the most recent 30 days.
6. All posts must be news articles.
No opinion pieces, Listicles, editorials or celebrity gossip is allowed. All posts will be judged on a case-by-case basis.
7. No duplicate posts.
If a source you used was already posted by someone else, the autoMod will leave a message. Please remove your post if the autoMod is correct. If the post that matches your post is very old, we refer you to rule 5.
8. Misinformation is prohibited.
Misinformation / propaganda is strictly prohibited. Any comment or post containing or linking to misinformation will be removed. If you feel that your post has been removed in error, credible sources must be provided.
9. No link shorteners.
The auto mod will contact you if a link shortener is detected, please delete your post if they are right.
10. Don't copy entire article in your post body
For copyright reasons, you are not allowed to copy an entire article into your post body. This is an instance wide rule, that is strictly enforced in this community.
view the rest of the comments
You probably can't pay out of pocket to replace your house if it burns down.
This article is about homeowners insurance, not health insurance
ALL insurance is a scam. They are ALL the same. Insurance companies do nothing but pay less than what has been given. That's how they make money.
Meh, most insurance does what it says on the tin, just read your policies carefully before you sign. Car insurance has absolutely saved my financial ass twice and life insurance has protected numerous families financially after the death of a loved one
Health insurance is a bunch of bullshit though because it shouldn't exist at all and the words Healthcare industry should have never been brought together.
That's what I mean. We pay so much in taxes that everything should be taken care of for us. We have been deceived into thinking that we can't possibly pay for all of this. Money is nothing to the US government.
Don't know why they think their anecdotal experience means homeowners insurance isn't a scam. Ask those homeowners in Staten island after hurricane sandy how great their insurance was
Comparing "routine" claims, like your house burning down to random chance, to a disaster zone affecting hundreds of homes all at the same time is comparing apples to oranges.
Realistically, it should be the government taking care of claims in this situation for freak disasters and covering for people to relocate if the area is deteriorating and expected to have more and more disasters due to things like climate change.
Well, insurance itself isn’t a scam. There are just a lot of shitty insurance companies who have found a way to profit by not actually following through. Conceptually, it makes sense. But it shouldn’t be a profit driven business.
You're not required to use a profit driven insurance company (for things like home, life). You can choose to use Mutual Insurance company.
What are mutual insurance companies?
"An insurance company owned by its policyholders is a mutual insurance company. A mutual insurance company provides insurance coverage to its members and policyholders at or near cost. Any profits from premiums and investments are distributed to its members via dividends or a reduction in premiums."
Some of the big name companies are mutual insurance companies.