this post was submitted on 10 Nov 2024
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Climate - truthful information about climate, related activism and politics.

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Discussion of climate, how it is changing, activism around that, the politics, and the energy systems change we need in order to stabilize things.

As a starting point, the burning of fossil fuels, and to a lesser extent deforestation and release of methane are responsible for the warming in recent decades: Graph of temperature as observed with significant warming, and simulated without added greenhouse gases and other anthropogentic changes, which shows no significant warming

How much each change to the atmosphere has warmed the world: IPCC AR6 Figure 2 - Thee bar charts: first chart: how much each gas has warmed the world. About 1C of total warming. Second chart: about 1.5C of total warming from well-mixed greenhouse gases, offset by 0.4C of cooling from aerosols and negligible influence from changes to solar output, volcanoes, and internal variability. Third chart: about 1.25C of warming from CO2, 0.5C from methane, and a bunch more in small quantities from other gases. About 0.5C of cooling with large error bars from SO2.

Recommended actions to cut greenhouse gas emissions in the near future:

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What Your Bank Really Does With Your Money (youtu.be)
submitted 5 days ago by [email protected] to c/[email protected]
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Feels apt considering the recent election results. Don't let your money fund fossil fuels, use climate conscious banks like Atmos.

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[–] [email protected] 11 points 5 days ago (2 children)

Also don't forget about credit unions.

[–] [email protected] 4 points 5 days ago (1 children)

I use a local credit union. I am extremely unsatisfied, and they are widely viewed as the best credit union / banking option in the region.

Want to make a purchase or pay a bill over $1,500? Have to call the credit union! And they'll want to know exactly what you are spending this money on before they'll approve it. That's right: They will withhold your own money from you if your large expense isn't satisfactory to them.

Fuck you, BECU. One of these days I'll switch to another credit union or back to one of the big banks.

[–] [email protected] 2 points 4 days ago (1 children)

That's unfortunate; I've used the same credit union for about 22 years and have never had any issues like you describe at all. My experience has been incredibly smooth and I've never had any issues with availability of funds coming into or out of my account. Hopefully you can find a better one.

[–] [email protected] 1 points 3 days ago

I have found another local one with a higher limit, but I don't know if they are as invasive and, frankly judgmental, about it when you need to exceed that.

[–] [email protected] 4 points 5 days ago

Credit unions used to have some limitations, like no national or regional reach, but now they link their ATMs in networks together, and depositing a check is as simple as taking a picture with your phone. They've given me good loan rates, relatively good interest rates on checking accounts and CDs, and I always get a human when I call. Your money is insured up to $250k through the NCUA, basically the credit Union version of the FDIC. And you own part of the credit union, and the income stays local. There probably isn't a perfect financial institution, but credit unions can be close.