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I read a thing recently that insurance companies are getting increasingly skittish all over the country, even places that wouldn't traditionally be considered risky, because yay, climate change.
The interesting thing about it was that insurance companies' insurance is increasingly the thing that's causing issues, because it's getting harder for the risk to be spread out. That is to say that insurance companies financially rely on areas with low rates of natural disasters because they end up being a net positive due to insurance premiums and no need for payout. Fewer of these "safe" areas mean the insurance companies struggle to stay solvent and have to rely on their own insurance policies to have their back, but those meta-insurance companies have apparently been historically loud about climate change — probably because besides the government, they're the ones who have to pony up
Here in Missouri, home owners insurance is starting to lose hail damage from coverage. Damn near 90% of the houses around my area have now replaced their roofs, and have the roofing signage out front. It's almost a running joke now: guessing which house will be next to get one, and counting the company's signs to see who's making a killing.