Late Stage Capitalism

Those in power will never allow those without to simply vote their way out of the traps. Whoever gets voted in later this year will simply be another head of the same monster.

However, the first commenter has merit. We're stuck in this awful system and need to do our best to set ourselves up for success.

Unfortunately, luck plays such a huge part. Sacrifice and save and struggle to put away even a small amount, and one drunk driver can drain your account. No fault of your own, and now you're on the brink of homelessness.

The answer is in no way at the ballot box.