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What would happen if everyone with credit card debt collectively stopped paying them? (lemmy.world)

submitted 3 months ago by [email protected] to c/[email protected]

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[–] [email protected] 11 points 3 months ago

Similar with the US FDIC:

The FDIC is primarily funded through assessments, which are insurance premiums paid by FDIC-insured institutions. These assessments are based on the balance of insured deposits and the risk posed by each bank. Additionally, the FDIC's Deposit Insurance Fund is invested in U.S. Treasury securities, earning interest that supplements the premiums paid by banks.