this post was submitted on 24 Jul 2024
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cross-posted from: https://slrpnk.net/post/11683880

cross-posted from: https://slrpnk.net/post/11683421

The EU has quietly imposed cash limits EU-wide:

  • €3k limit on anonymous payments
  • €10k limit regardless (link which also lists state-by-state limits).

From the jailed¹ article:

An EU-wide maximum limit of €10 000 is set for cash payments, which will make it harder for criminals to launder dirty money.

It will also strip dignity and autonomy from non-criminal adults, you nannying assholes!

In addition, according to the provisional agreement, obliged entities will need to identify and verify the identity of a person who carries out an occasional transaction in cash between €3 000 and €10 000.

The hunt for “money launderers” and “terrorists” is not likely meaningfully facilitated by depriving the privacy of people involved in small €3k transactions. It’s a bogus excuse for empowering a police surveillance state. It’s a shame how quietly this apparently happened. No news or chatter about it.

¹ the EU’s own website is an exclusive privacy-abusing Cloudflare site inaccessible several demographics of people. Sad that we need to rely on the website of a US library to get equitable access to official EU communication.

update


The Pirate party’s reaction is spot on. They also point out that cryptocurrency is affected. Which in the end amounts to forced banking.

#warOnCash

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[–] [email protected] 8 points 3 months ago (5 children)

How will they enforce it? I'm sure big/medium businesses will comply, but how can you track a cash transaction between private citizens?

Furthermore in the country where I live (Italy, one of EU founding members) more than 60% of independent professionals (partite iva) evade/elude taxes in some way or another, and it's very common (so common that every Italian experienced it many times in their lives, me included) for small businesses and professionals to offer you a slight discount if you pay cash under the table (no receipt, so no taxes) and, even if we have an entire police force dedicated to financial crimes, the submerged economy is just so big that they can't deal with it now, imagine when they'll have to arrest/fine everybody that accepts more than €3000 in cash.

What somebody writes on a piece of paper and what happens in the real world are 2 very distinct things, many stores in Italy don't accept credit cards even if it's against them law, and only a minuscule fraction of them gets fined.

The EU has extremely nazi-esque control on the private financial life of its citizens (the state monitors your bank account, to open a bank account you need to give every info about u in the future they'll ask for your DNA probably, if you withdraw/deposit a "suspect" amount of money our IRS will come after your ass, ane you need to prove your innocence basically guilty untill proven otherwise, ecc, there are a thousand examples, I'm sure EU citizens can relate) but I can't see how they'll be able to track pieces of paper.

TLDR I can't even see how they will be able to enforce this law, especially when we talk about small businesses/independent contractors, and the situation gets even funnier when its a transaction between 2 private individuals.

[–] [email protected] 1 points 3 months ago (1 children)

How will they enforce it? I’m sure big/medium businesses will comply, but how can you track a cash transaction between private citizens?

In the reporting I've seen there is a specific exception for private sales anyway. The example they give is that privately buying or selling a used car should remain possible.

[–] [email protected] 2 points 3 months ago

Oh don't worry. If you try to deposit it at a bank, they'll start asking questions right away on how you got the money. Unless you never bring it into the "official" system, the financial surveillance system will find it.

[–] [email protected] 3 points 3 months ago

Enforceability varies depending on the scenario. Some countries have law that holds employers accountable for tax evaded by workers. Employers obviously won’t gamble, so they refuse to pay cash and cryptocurrency wages because they are scared shitless of being accountable for an employee’s evasion.

I demanded cryptocurrency payment and my employer refused on that basis. I intended to continue declaring it properly and just wanted a bit of freedom from bank dependency, but nothing could overcome the employer’s fears.

[–] [email protected] 4 points 3 months ago

I've worked in many EU countries and the feeling I often got is that in Italy, we are more advanced in fighting tax evasion and elusion.

Keep in mind that in switzerland for example there is no cap to cash transaction

In Germany and Austria often is difficult to pay with card because they don't accept it

I've seen Russian in Vienna going to luxury stores with literally stacks of money

[–] [email protected] 2 points 3 months ago (1 children)

How will they enforce it? I'm sure big/medium businesses will comply, but how can you track a cash transaction between private citizens?

Because that is not the point of the laws.

Infact the NL implementation of the laws specifically says it is for business to business and business to consumer.
There is no mention of private transactions.

[–] [email protected] 2 points 3 months ago

Indeed national laws don’t generally limit p2p cash, but the EU law encroaches on that AFAICT.

[–] [email protected] 2 points 3 months ago

The US has the same rules, and are a driving force for this. They will enforce the rules the same as they do now for 10k payments. If you want clean money in a bank or if you want to travel with the money, or if you're just randomly stopped and have the money on you, you will be forced to prove its provenance or it will be seized.

This is already how it works in the EU, UK, Canada, and of course the USA.

The cash itself isn't the problem, it's getting that cash into a "clean" system where it can be used to buy anything that isn't cash. And with everything being non-cash on purpose because of these Nazi laws, you essentially have worthless paper you can't do anything with.