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What life hack is so simple yet so effective, you're shocked more people don't know about it? (lemmy.world)

submitted 4 months ago by [email protected] to c/[email protected]

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[–] [email protected] 19 points 4 months ago (2 children)

I don't have enough to chop my money into anything other than 75% rent, 20% car payment, 5% food for my dog.

But I do put that rent and car payment in a savings account and pay from that. Those fractions of a penny per month add up; after 5 years I have 77 cents in my savings account!

[–] [email protected] 2 points 4 months ago (1 children)

Hey, it's your brother. Can I borrow 76 cents?

[–] [email protected] 2 points 4 months ago

Sure, since we're under capitalism I'll have to check your imaginary number and then require a minimum monthly payment of 11 cents for the next 4 years.

[–] [email protected] 3 points 4 months ago (3 children)

20% to a car payment is stupid

[–] [email protected] 2 points 4 months ago

Yes, the used car market is full of predators charging 200% more than what a junker is worth because there's nothing stopping them. And I also agree that keeping the minimum wage literal decades behind productivity breeds an environment where people are assigned a made up number that tells banks it's ok to gouge this person on interest rates. Full agreement with you there.

[–] [email protected] 2 points 4 months ago

And necessary in many situations.

[–] [email protected] 2 points 4 months ago (1 children)

It's more expensive to move somewhere a car isn't necessary.