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I don’t know if it is real, but it is funny (lemmy.ml)

submitted 5 months ago by [email protected] to c/[email protected]

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[–] [email protected] 0 points 5 months ago (1 children)

how recent do u mean, like sure if u been here less than a year and u dont have a green card probably hard but when u have it its not hard at all

I think you are vastly underestimating how hard it is to get a start in a totally new country where you don't speak the language.

how do u think people exist in this country before the 5 years for citizenship are up or even beyond that if they never get citizenship.

Cash....... Most immigrants rely on cash and don't really trust banking institutions. There are plenty of check cashing services that charge predatory amounts of money to cash checks for people who aren't able to utilize or get a checking account.

also the person in the post studied in the usa they probably lived here atleast 4 years.

On a student visa.... You can open a bank account with a student visa passport, and a letter explaining your residency status. If you apply for an individual tax ID number and get assigned a social security number, you can apply for a credit card. But you don't really have any credit history, and they know you're only in the country temporarily.

I went through all this when my cousin came from Korea to go to school, it was a lot easier for him to just use his dual currency card.

[–] [email protected] 0 points 5 months ago

man i am an immigrant and most people im close with are too its not that hard to get a credit card, i have seen it tons of times people get here and as soon as they get their work permit and have a couple month of direct deposit they can get a shitty credit card and after that they get a decent one, also it doesnt really matter how much of a pain in the ass it would have been for the student if his plan was to do this its perfectly doable.

like i literally know so many people who have been here only a little over a year and are already drowning in credit card loans, when my family emigrated my mom got a credit card less than a year into living here. migrants get credit cards all the time its super normal are u sure we are even talking about the same country here.