This sounds like a scummy version of reverse mortgages. Which is saying something

Become a sovereign citizen (or at least play one for your marketing material) and through the power of belief in bullshit, you can sell courses on trading social security benefits to credulous morons.

You are welcome to do the normal thing of getting a loan and using benefits to pay for it, which is basically what you are trying to to do but there are 2 separate institutions. One to track the payments to you and the other to track the payments to your loan.

If you want to buy someone's benefits, give an advanced loan or have them put the benefit payments into an escrow account that will pay out to you. You are trying to short circuit the system and there is no need or reason to. What you want to do is already available but it's using different financial instruments.

You can get married and die first, after charging your spouse an appropriate amount based on the anticipated payout minus future discounting. Or die second, having made that kind of payout.

The important thing is to negotiate hard with medical histories and historic rates of pay being brought as evidence. You’ll probably want to get lawyers involved.

When you take out a credit card aren’t you getting an advance on the ability to pay it back?

commoditization of a safety net negates its purpose. its gross to even consider privatizing.

its bad enough insurance company profits exist only when human beings suffer. can we stop with the profiteering maybe a little?