I would consider paying with cash again IF $100 bills weren't so much trouble.

It's hard to get a $100 bill. ATMs just don't spit them out. Many places refuse to take them. It's just hard to carry over $100 in cash without quickly having your wallet explode in size.

Back in the day $100 was like caring $1,000 now. You could get a lot done with $20 bills... You can burn through the majority of $100 just going to dinner and I also have no desire to manage all that cash at my house or hit up an ATM every other day.

I regularly consider doing this. Obviously it is great from a privacy perspective. But I hate dealing with cash, especially change. With cards I just have one thing in my wallet and it just works forever. My bank account is automatically charged at the end of the month. With cash I need to keep refilling my wallet and carry around annoying change.

I would love to have something digital but also private (like Monero). But so far I have been picking convenience over privacy.

Been thinking of trying this. Thing is nobody uses cash anymore around here (Nordics). In supermarkets I know for sure I can use cash, but restaurants, bars or small business it's going to be hit and miss. I guess I'd have to endure the awkwardness of asking in every single place if they take cash or not

I actually started with it this week. It is partially due to privacy but also because I lost a sense for value. It is really easy to press a button online and pay say 20 euro. Not that I am irresponsible with money but the numbers on your bank account feel so meaningless.

All day, everyday! Freedom over convenience!

Apparently there has been an uptick in people using cash in the UK because it helps with budgeting. Which has become more necessary since 60% of inflation started coming from corporate profiteering and four people became able to outcompete twenty million others in the market.

Some credit cards offer 2% cash back... (Not points) So it's hard to give that up when you get 2% off for just about every dollar you spend. Why wouldn't you put every dollar on card you would normally spend.

This doesn't work well if you are paying interest...

If you're fiscally savvy and don't overspend and can pay your balance in full every month and are not paying interest, this is a strong vote for choosing over cash.

However, without that....I see no benefit and would use more cash for all reasons in this thread.

I use Monero primarily

I rarely use cash. Nearly everything I spend is on supermarket and they know exactly what I buy because we're forced to use their "loyalty" programs anyway.

Then traveling: dealing with other currencies, coming home with unspendable money. And there's no interest on cash lying around.

But I hate the tendency for places to not accept cash at all, there should still be a choice.

One bonus is that I keep finding money on the streets in countries that love cash.

Never stopped using cash. It works, is less trackable and most importantly is accepted for exchange of goods even outside of your typical store front. Say when buying hay or straw for horses and paying then and there.

The cash I have on hand comes exclusively from playing pub gigs in a band. That is still very much a cash-driven economy where I am. When I accumulate enough, I usually wind up spending it on music gear, so I don't think this hobby of mine is major wealth-builder. But while many businesses are moving away from cash, it seems music stores are used to people like me and still allow fairly hefty cash transactions.

The other day I was settling my tab at the pub and the guy hands me a machine. I say, I'll pay by cash thanks. He says really?!? Dude, you literally just handed me cash for the gig tonight. Oh yeah…

In the US, I've started paying in cash to combat the aggressive tip buttons (your options are: 20%, 30%, 40%, or Other). With cash, I feel free to provide a reasonable tip for whatever service and they see it and appear appreciative, even if it's not the 20% the little tip screen attempts to strong arm you into.