Yeah, Mullvad was searched and they shrugged and said "well, go ahead" and could then proudly publish that the Swedish authorities could take zero info from there: https://mullvad.net/en/blog/update-the-swedish-authorities-answered-our-protocol-request

check out Nym, they are doing this kind of network

That does not work unless you involve yet another party after the VPNs and before the destination to rebuild the packets, as the destination won't know what to do with these split packets.
At that point you may be better off using an anonymity network with or without the VPN.

IVPN servers are all well-known and catalogued. ExpressVPN partly buys hacked machines to user as proxies for their paid tier user VPNs, so they are much less likely to be blocked. They have a lot more.. troubling history, that would make me never visit their download site.

https://www.zdnet.com/article/trust-but-verify-an-in-depth-analysis-of-expressvpns-terrible-horrible-no-good-very-bad-week/

Kape Technologies has announced plans to acquire ExpressVPN for $986 million. I do have concerns about this because Kape was once considered a malware provider.

Reuters indicating that ExpressVPN CIO Daniel Gericke is among three men fined $1.6 million by the US Department of Justice for hacking and spying on US citizens on behalf of the government of the UAE (United Arab Emirates).

Kape Technologies has had quite a convoluted history. According to a report in Forbes, a company called Crossrider was formed in 2011 by "billionaire Teddy Sagi, a serial entrepreneur and ex-con who was jailed for insider trading in the 1990s. His biggest money maker to date is gambling software developer Playtech," and Koby Menachemi.

Menachemi was a developer for Unit 8200, an Israeli signals intelligence unit responsible for hacking and collecting data (think of it as part CIA, part NSA, and part high school, because the unit hires and trains teenagers in hacking and coding skills).

the newly renamed Kape Technologies set out on an acquisition binge. The company started buying in 2017, acquiring CyberGhost VPN for about $9 million. Next, in 2018, came Mac antivirus company Intego for $16 million. A few months later, Kape gobbled up another VPN provider, ZenMate, for about $5 million. A year later, in 2019, Kape spent $95 million for Private Internet Access, one of the best known VPN providers at the time.

There's more to the story as well, but you can be sure that all your data is ~~belong~~ either being proxied by a botnet, or being used to spy on you. 'I have nothing to hide!' you may say, but I'm sure you have an app or two that still uses insecure HTTP update checks, which can be intercepted to trigger a malware installation.

For "privacy" yes, almost entirely.

If your VPN isn't routing to your home network so you can safely access selfhosted applications then you're basically just sharing your traffic with a total stranger and trusting them not to run telemetry etc.

I love Mullvad and recommend them for everything other than torrenting. Once they disabled port forwarding I moved to AirVPN who seem to be pretty legit.

I'm not trying to keep my ratios up but I have a few torrents of media that are not available anywhere for sale and have less than 10 seeds, so I feel like I am helping keep the shows and movies of my childhood alive.

I would put Mullvad and IVPN up there as the two VPNs I'd trust most to do things right, but I still agree with everything you've said.