Be sure to follow the rule before you head out.
Rule: You must post before you leave.
Renting isnt the problem. If tou own two houses and an apartment and rent out them except the one youre living in that isnt really the problem. When a single person owns a whole city thats the problem. Most people rent out houses/apartments as a small passive income. If its your only form of income that means youre not really contributing to society. Youre getting money for an asset that already exists.
How about buying a cheap house that needs a lot of work and renting out rooms to your friends so that all of you can have an affordable place to live?
I think that's just called informally splitting a mortgage, homie
If the mortgage is in your name and you charge them rent, you don't co-own the house, you're a landlord that's gaslighting your "friends" and probably getting free maintenance and labor to boot.
Everyone would be on the mortgage if the goal wasn't to exploit them to build your own equity.
Do you exploit them less than others would? Possibly. Or maybe not depending on circumstance. Congratulations on being the last in the line.
There are situations where it does make sense to rent or put a property up for rent. For example, if you are relocating temporary for a job or education, it would make a lot of sense to get a short term lease, rather than buy or stay in a hotel (depending on price, of course). An individual who know that a property of theirs won't be used for some time can then lease it out to this person. It's a win-win, as tenants don't deal with the process of closing or the responsibility of ownership, and the landlord makes some extra cash on the underutilized property.
However, the problem really comes down to when it becomes a business. Companies buy up large quantities of land and property and rent them out, allowing them to shift the costs of mortgage and taxes to the tenant while reaping the benefits of increasing equity. Furthermore, the amount of property for sale decreases, artificially lowering supply for housing to own. This drives up costs. As the company buys up more and more property, they also get to jack up the prices because of their local monopoly. In the individual landlords case, this wouldn't happen because they have to compete with the rest of the diverse market. So overall, prices go up for housing everywhere.
I see a few paths to a solution.