this post was submitted on 09 Mar 2024
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Lemmy Shitpost
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I think it's funny how most lemmy users are pro open source, pro privacy, pro digital rights; but once it comes to money all that is thrown out of the window and they happily get on their knees for paypal and the few other large players.
Yes, the current state of crypto is a mess. People are attracted by the promise of the big payout, rather then seeking an alternative payment system, making them ripe for scammers that promise the world, but in the end only rug "investors". Even "functional" cryptos are often highly centralized, making them as bad as banks in terms of reliability. Almost none implement any privacy features, and if they do, its typically a tacked on afterthought.
But this does not make the original idea invalid. Will it ever live up to the promise of alternative money? Maybe. Maybe not. Only time will tell if the issues that exist right now will be fixed.
If making payments in crypto back to FIAT was free it would be more popular. For me it's mostly useless since the fee to spend crypto is more than the (often free) fee for using my credit card.
New needs to be better and cheaper to be picked up.
In my experience it works extremely well for everything online and digital content. The instance I'm on? 100% crowd funded with microdonations and the hoster directly accepts it without conversion back to fiat. I pay my email and VPN also like this, and on mullvad you even get a 10% discount.
But yes, for everything physical it's a long way ahead to become widely accepted.