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As a bike rider, I forget this is a thing. Asked my neighbor, he pays $350/month in insurance alone π
(slrpnk.net)
this post was submitted on 29 Oct 2024
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I pay about $450 a month for my mini cargo van and another $80-ish for insurance. I also drive about 3,000 miles a month (my commute is long and I spend most weekends out of town helping my parents), so I average about 350 dollars a month in gas. Let's call it another 100 a month on average for maintenance (I do my own oil, the tires are pretty cheap, but there will be occasional large expenses).
So that comes out to pretty close to a thousand dollars a month total. That's a lot of money.
But by living in the middle of the country far from work, I can rent a trailer home that costs about $1500/month less than a tiny apartment close enough to work to walk or bike, and I have the freedom of owning a car and being able to go anywhere and haul anything I need.
So yeah, it's expensive, but it would be even more expensive NOT to have it.
The US sounds extremely expensive. In the EU 1500$ a month will pay for a very nice apartment close to work.
Here in the USA my mortgage on a modestly sized house is half that cost. Owning a home in the EU sounds much more expensive to me.
depends where in EU
And they pay for terrible health insurance and health care
I work for a tiny city that's basically a private enclave for the ultra-rich in the middle of a major city.
Literally every household is millionaires or better, and we have a lot of citizens whose names you'd know.