this post was submitted on 21 Jul 2024
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A Boring Dystopia
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Well, I didn't post my sources and you didn't post sources. I think I am right but I don't want to spend the time looking it up when I am straight up told that I'm lying. I'll address your four points off the top of my head though.
buy and hold a low cost index of funds that diversified risk away from a single company. Have a mix of equity vs fixed income based on how soon you intend to start needing to rely on fixed income. Put your money in this exact index fund and don't worry about market ups and downs.
If you follow that investing instruction, you beat the social security administration every time in the last 30 years if you paid in the whole time you worked for 45 years.
Talking about raising the contribution limit is a moot point as government will be "accountable in this election cycle" by spending immediately based on my argument above.
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Did I say anything factually False? I hope to see any nuances that I missed.