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Psychiatrists aren't fulfilling the social contract that subsidized their training
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You wouldn't need to work a second job if you rioted.
How confident are you in that? On a scale of 1-10? I'm definitely not a 10.
10. The police aren't going to be enforcing unpaid rent if they're trying to fight off armed rioters.
Yeah I'm buying, it's my only hope for a partial retirement. It has also been a money pit. I have no savings or retirement funds. The bank will 100% take it if I miss a few payments.
The bank can say whatever they want, but enforcing it is a different matter.