this post was submitted on 27 Nov 2023
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But you can save that money yourself, earn interest on it, and have access to it should you need it. I think it's the "have access to it" part that messes up most people. It's damned near impossible to save money when you're poor.
It's hard to save it when you have it in your pocket and interest is irrelevant if you spend it all within a year.