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Someone finally asks the question we all have of sovcits. (lemmy.world)

submitted 6 months ago by [email protected] to c/[email protected]

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[–] [email protected] 65 points 6 months ago (9 children)

Have.... Have they never had a card declined for insufficient funds?

Because that is surely a thing. Sometimes banks are extra dicks and let the charge(s) through to save the cardholder from 'embarrassment' but then tack on an insufficient funds fee to every single charge separately. That they allowed. Knowing you had no money.

Maybe that doesn't happen anymore, but it sure as fuck happened to me.

[–] [email protected] 13 points 6 months ago

I’ve never had it happen with a credit card (compounding interest is what kicks your ass there), but definitely a bank debit card. Most banks I know of these days still apply overdraft fees too.

Not sure if the sovcit is talking about doing this with a credit or debit card

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