this post was submitted on 28 Apr 2024
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[–] [email protected] 14 points 6 months ago* (last edited 6 months ago) (1 children)

Gen X here. I also just bought a house a year ago. I support the elimination of housing-as-investment. It has always been a smoke and mirrors trick anyway.

You buy a house to live in. You put money into that house. Eventually, 30 years later, I won't have to pay a mortgage any more but by that time I'll be a very old man. In the meantime the value of the house has gone up. Hooray? Not really: I can't get that money back out and live on it. To live on it, I'd have to sell the house. Then I'd need somewhere else to live. Oh, I suppose I could buy a house? Except the value of every other property has gone up just like mine. It's break-even. It's not an investment for anyone except developers and massive real estate corps.

[–] [email protected] 8 points 6 months ago

I never understood why people care so much about their property values. I personally think it makes me worse off when my house goes up in value. Now I have to pay more in property taxes and I can’t move because all other houses are way more expensive too.