this post was submitted on 23 Apr 2024
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[–] [email protected] 4 points 6 months ago (2 children)

Lol you think Turbo Tax or your bank isn't using AI for all that?

[–] [email protected] 3 points 6 months ago (2 children)

Your bank is using AI for what really matters to it - figuring out how to sell you shit you don't need.

Boring solved problems, like encoding tax laws, or paying for a taco, tend not to use AI today, and aren't very likely to have it added, until it's hallucinations have gone way down.

[–] [email protected] 2 points 6 months ago

IIRC some of the bigger banks / financial institutions use AI for fraud detections as well.

[–] [email protected] 3 points 6 months ago* (last edited 6 months ago)

Swear to God people don't understand how software works at all. It's like you said: solved problems don't need AI. I wish more people understood this. AI is insanely inefficient and power-hungry. Are there applications where it works and is the best tool for the job? Maybe? I don't know. The closest I've seen is in cases where you basically want to throw a bunch of random shit at the wall and see what sticks, and there's no real way to automate that properly.

But solved problems have solutions that are faster (like, orders of magnitude faster in most cases) and don't consume anywhere near as much power than AI. And people clearly don't understand how software works, because "power consumption" is a massive factor in how much you pay for cloud services (which is what most AI companies are doing).

[–] [email protected] 1 points 6 months ago (2 children)

No idea what Turbo Tax is supposed to be. My bank can see my transactions ofcourse but they dont add or remove money from my bank account.

[–] [email protected] 1 points 6 months ago (1 children)

... you're scared AI is going to steal from you?

[–] [email protected] 2 points 6 months ago

More like it doesn't know how to do math. Or it might hallucinate transactions. Current AI is fine when things don't need to be correct or you can iterate until they are. Accounting generally doesn't work like that.

[–] [email protected] 4 points 6 months ago (1 children)

well, unless youre getting bank fees for being poor

[–] [email protected] 2 points 6 months ago

oof, i guess im privileged enough to not have experienced that.