this post was submitted on 30 Mar 2024
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I never said everyone. I never made that assumption. I only suggested that everyone should prioritize saving for an emergency over luxury.
I would suggest you do other things for your family to make them happy that doesn't involve spending money. Go to the library, parks, etc.
It's not in the name of money that you temporarily withhold these things. It's in the name of survival and making sure your kids aren't obligated to take care of you in the future.
Your mentality is one of denial and defeatism. You don't want to improve your life because you'd rather have a few nice temporary things in the now.
What should someone do when an emergency comes along and they don't have the money to afford it? You're not thinking ahead.
It's not about the money. Without an emergency fund, you are stuck going into debt. If something happens to you or your family and you have to go into debt, what then? Do you still keep eating out and go further into debt? So you never retire? You force your daughter to have to help support you when you're older and no longer able to work? All because you didn't want to change your situation? Because it's just a few bucks and won't make a difference?
I'm not going to call you a liar, but do you actually track your spending? Is it really $20/mo on eating out? Every single person who has told me they only spend a few bucks on eating out was proven wrong when we went through their spending.
You literally said everyone:
https://lemmy.world/comment/8995035
...this is exhausting. I said my suggestion is for everyone. Not that everyone spends $300/mo.
I'm done with this conversation. Several times now you've either put words in my mouth or taken what I've said out of context. I figured at first that you just thought I was targeting or speaking ill of poor people. Or that I thought "this one simple trick will guarantee that you're not poor" or some other such nonsense. I figured that maybe a little back and forth would help clarify my position.
Clearly you think people spend a lot less than they do and that there's no point in even trying to improve one's situation.
https://lemmy.world/comment/8998795
https://lemmy.world/comment/8995035
Pretty sure I didn't put words in your mouth. I'm also not sure how I can take "I didn't say everyone" out of context.