this post was submitted on 30 Oct 2023
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hmmm
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I think the reason why my family uses bank of america is for cashback. Other than that, all big banks are garbage. There are some credit unions around here but there's not too many incentives to choose them.
Do you mean APY? Even if, none of the major banks have offer the best APYs. Yea, a local credit union probably doesn’t either (usually the online-only banks) but regardless.
Not to mention the big banks are going to take money from you for things like transfers, monthly fees, etc.