this post was submitted on 21 May 2024
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Has anyone here used Revolut? How does it compare to privacy.com for EU users?

Can you use the tap to pay on your phone without using Google Wallet?

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[–] [email protected] 6 points 5 months ago* (last edited 5 months ago)

No, you have to link Google if you want to pay with your phone. But you can also just get their physical card instead.

[–] [email protected] 5 points 5 months ago (2 children)

I'm not sure what "tap to pay" is and I haven't used privacy.com. But you can attach your Revolut card to NFC in phone. Without going through Google Wallet
It also issues one-time cards that get destroyed after one use
In general it's pretty handy, even if as pre-paid account

But how private your data really is, that might be hard to answer

[–] [email protected] 2 points 5 months ago (2 children)

Can you elaborate But how private your data really is, that might be hard to answer

Is there a limit to one-time cards.

[–] [email protected] 2 points 5 months ago

@[email protected] according to their help page: "You can have up to 6 active physical cards, 20 active virtual cards, and 1 single-use card linked to your Revolut account at one time."

[–] [email protected] 5 points 5 months ago* (last edited 5 months ago)

Is there a limit to one-time cards

There should be something about that in the Revolut EULA or something like that. But I've never encountered it. The moment the payment goes through, a new card appears in the app

Can you elaborate But how private your data really is, that might be hard to answer

It's a business. A closed source. They are of course bound by laws and regulations but there's practically no way to make sure they aren't selling transaction data/statistics under the table. Also, the cards issued by them are either visa or mastercard (IDR), so these companies have that info too. And I'd bet they sell transactions analytics
Then there's also the matter of telemetry. Apart from telemetry gathered by the app for Revolut, I guess there's no way to use it without Gapps

FWIW I did not notice an influx of spam after registering an account. But that doesn't prove anything, of course

We can't inspect the code of the app. So it's probably only as private as other bank apps

[–] [email protected] 4 points 5 months ago (1 children)

Do you have any sources for attaching a revolut card to the phone's NFC? Is that a service they provide in their app or do you mean copying the card chip manually?

[–] [email protected] -1 points 5 months ago* (last edited 5 months ago) (2 children)

WDYM by source? You just open phone settings, NFC and choose Revolut to be the app to be used with NFC
If you choose to be issued physical card there probably is a way to just copy it physically into NFC but I haven't used that
Revolut is just another bank. It's just a little less behind the times than most

[–] [email protected] 4 points 5 months ago (1 children)

Revolut does not show up as NFC payment app on my phone. My bank's app and Google Pay do.

[–] [email protected] 2 points 5 months ago

Yeah, I was wrong

[–] [email protected] 4 points 5 months ago (1 children)

Yeah it's a bank, and most banks do not support NFC payments in their apps, you need Google Pay or Apple Pay. Revolut is not listed in the available payment apps.

The closest thing I've found regarding this is this community request which still hasn't been resolved https://community.revolut.com/t/support-nfc-functionality-directly-in-the-revolut-app-for-android-without-google-pay/191216

[–] [email protected] 4 points 5 months ago (1 children)

most banks do not support NFC payments in their apps

Huh? All the other banks I use support it

But you're right regarding Revolut. I just checked and I was wrong, it's not there in the settings. I have no idea how I used it with NFC in the past, then. Most of the time I use BLIK

[–] [email protected] 3 points 5 months ago

Interesting, based on similar threads I was under the impression most banks didn't support NFC payments without Google Pay. Sadly no banks here have their own NFC payments. My bank used to have it but then removed it for some reason.