Anime

Taking another look at these things:

These are actually just short of finished.

The models are actually very detailed and have a high polygon count. Look at the closeup of the dragon's teeth, snout and jaw, and the detail on the horns.

The bump textures are there too, those are the bumps on the skin.

The problem is that the skin map was left blank, so that's why you see large areas of yellow, puce, orange, etc. instead of actual scales and other detail that should be wrapped around each surface.

Here's a page with a skin map for a human head, for example

What we're seeing should be for a preview rendering, which is done quickly to show how well the parts are coming together, adjust camera angles, lighting, figure positioning etc.

I'm theorizing that the skin map artist may have not gotten their work done in time, or they ran out of time to do a full rendering.

Wow, that's quite bad, even for a 'bad CG dragon'. I think this is up there with Deen's Fate adaption's dragon, except that was nearly twenty years ago at this point..

When will production committees and studios realise that their animators should not be overworked and underpaid?

"Bad CG Dragon" is a trope at this point.

Anime are made on broke, shoestring budgets. The reason these will continue to look bad is because anyone good at 3D modeling and animation can get a much better job that doesn't pay starvation wages.