My auto insurance rose 27% this year. My cars sit in a locked garage 20ft away from me practically all week long as I work from home. I was shocked to find my rates rose so high as I barely even drive at all anymore. Their solution was for me to get their data collection puck. What a fucking racket!
this post was submitted on 11 Mar 2024
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Privacy
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Apparently a part of that is that EVs are more expensive to insurance companies, so they are spreading that cost around.
My insurance jumped by about 20% as well, after discounts from shopping around.
It cant just be EVs, but when i was searching this was the main reported factor.
Or, all the insurance companies just decided to massively bump rates
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So what's the results? Which generation is better at driving? Which age group is more conservative with fuel usage? Hmm?
/s and I’m just stupid or is that really your key takeaway ?^^
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Kinda like those who choose to be in the Progressive Insurance "Snapshot" program where you install an OBD2 dongle that reports a lot of data about your driving habits back to Progressive in the dim chance you drive so well that they will lower your rates.
Surely theres someone who has a rasberi pi that reports fake data to this thing? Yes, insurance company, I drive like a Grandma. You're welcome, now give me my discount.
It's fine till you have an accident. Then your completely fucked.
Those deals, at least over here, are generally aimed at new drivers. I actually agree with them, to a level. It lets the insurance company rapidly sort the safe drivers from the idiots, and so discriminate on prices. It also trains new drivers to be safer. I remember how fearless I was when starting out. The quicker we get new drivers out of that mindset, the better.
I feel like fraud is a big risk for, what, less than $100/mo? You can do better.
They're literally an insurance company. They have lawyers coming out of their ears.
I never sent this information to insurance companies. Not my problem if some company tracking me gets faulty info.
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We don't have to worry about the government tracking us everywhere we go. These corporations will do it for them and then sell the data for a proft.
What a great use of my tax dollars.
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Louis Rossman has more than one video on the topic of newer cars that are basically always connected to the internet and all of the data harvesting they do. Here's one
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Am I the only one who doesn't find this surprising. All these big car companies making drivable spyware and who would probably want that data? Insurance companies. This is why my first car I'm gonna tear out the modem.
I'm not surprised it happened, but a little surprised how quickly it happened. Most insurance companies still offer a plan where you voluntarily plug in a tracker to monitor your driving in exchange for lower rates if you're a good driver, so it's extra fucked that they're doing the same thing to presumably everyone with an internet connected car without even telling them upfront, let alone getting consent.
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It would seem that I'm going to be driving old cars until I die. I also like manual instruments and gauges that make sense. I don't need to watch Netflix rolling along at 70mph. Before anyone schools me on my carbon footprint, I get 37mpg and a tank lasts me about a month.
Just got my 2014 RAV4 and I'm in love. I was using rentals between vehicles and Holy Fuck do I hate modern cars. WHY do we need a fucking DIAL for the gear shift? Or BUTTONS? Why do I need a fucking 18" display!!
Push button transmission? It's been done before.
Of course back then distracted driving was digging through the box of 8 track cassettes.
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I was pissed that there was no aboiding getting an infotainment system in the car i bought last summer. 2015 Subaru Crosstrek has a sluggishly slow touchscreen that is a danger. Then i took a ride in my uncle's 2022 Outback last year and it felt like a freaking slot machine at a casino. Every control ran through it and it was still disgustingly slow and sluggish.
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"Sharing" is a funny way to word a headline. They are selling it, for a profit, because it's legal. It's immoral and shady as hell, but "prevent it or expect it" applies here.
Yeah should say "currently legalized sales of personal data" to emphasize that this sort of thing is illegal in many other regions.