this post was submitted on 08 May 2024
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Might be a solid strategy to combat debt collection agencies. They buy overdue debt at steep discounts and then harass people and collect on some portion, enough to make a profit overall. Dealing with sovcits probably has negative expected value vs whatever debt they are trying to collect.
Can you imagine sovcits unintentionally doing societal good by sovciting debt collection agencies? The mind boggles.
Federal Fair Debt Collection act violations, if proven, can be useful.
And unlike sovcit approaches actually works.
I was mostly musing on the schadenfreude of sovcits unleashed upon debt collectors. Your advice (or probably anything other than pretending to be a sovcit) is almost certainly better for someone actually going through debt collections.