This is actually an older news story, and it does appear as though she recovered from this before her death.
cross-posted from: https://lemmy.world/post/14389544
this post was submitted on 21 Apr 2024
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A Boring Dystopia
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decommodify housing already. wtf is wrong with people.
...How does that work? Who pays for the lumber, cement, electrical, plumbing, etc?
The price to build a house is nothing compared to what it will sell for. The selling price is mostly speculation. Housing used to be something you just owned, like a car, we as a society decided it had to be an investment and everything has gone to hell since.
Tell that to my home insurance. Replacement cost is more than what my home has ever been appraised.
Oh sure, it will be hard. But we have done lots of hard things. Maintaining a road system is very expensive. The government has built aircraft carriers. We went to the moon.
Being hard and expensive has never stopped the government before. It's just a matter of whether or not we want to do it.
Insurance is a government mandated scam. Are you surprised that a scam is in fact a scam?
What?
I fail to see what is confusing. Insurance is a scam. You have it because the government makes you have it. So of course a grifter is going to grift.
Housing insurance how it is is a scam you're right but the insurance itself is not. If they could operate ethically (they cannot) then everything would be fine.
I'm confused because I'm unfamiliar with any governments in the US that require homeowners or renters insurance. The closest I can think of is that FNMA or FMAC backed mortgages would surely require insurance to cover their collateral, but the government doesn't require that you have a mortgage backed by either of those.
So.. what are you talking about with "the government makes you have it"?
Also, how is it a scam? If you want to insure against a risk, you can choose to purchase an insurance policy against that risk. Sure, the insurer wants to make some profit off of that, but government insurance regulations and competition both help to keep that profit in check a bit...
There are many stories about people having home insurance but the insurance company refusing to pay because their inspection team didn't approve the claim for some bullshit reason.
There’s a lot of not understanding how financial vehicles work itt
We're taking about house insurance not car insurance, keep up 🙄
I can’t tell if you’re being sarcastic, but google financial vehicle