Asklemmy
A loosely moderated place to ask open-ended questions
Search asklemmy ๐
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- [email protected]: a community for finding communities
~Icon~ ~by~ ~@Double_[email protected]~
My brain gives me advice all the time. I don't know why, but I have all sorts of quotes, whether it's from me, or someone else.
"How can you be there for others, if you can't be there for yourself?"
"The most simple solution is often the best one."
"Judge someone not by what they are, but who they are."
"Don't chase ghosts."
"Effort is the most important currency."
And, of course,
"Stay hydrated."
'C's get degrees.
It's not what you know, it's who you know.
You can teach the job, you can't teach personality.
If the world is going to shit, and you can't or won't do anything about it, why worry about it.
"We choose to go to the moon and do the other things not because they are easy, but because they are hard. This is just one of those other things." - My dad quoting JFK at me to get me to do the dishes as a teenager. I don't think he would remember even saying that to me, but has always stuck with me. Something said about something so monumental being applied to something so benign. But that wasn't the point, because it was hard for me.
I quote it nearly every day
There is no problem that can't be solved by getting off Twitter
Collect what you're owed as soon as you can. Pay what you owe as late as you can.
UPDATE: "Every accusation is a projection" is more universal than some of you would like to admit.
Not sure what context this is supposed to apply... But I cannot imagine any that would not leave me in an uncomfortable position or being a total asshole
Why? Seems to me paying debts early is good advice, less hassle dealing with those loan sharks.
Depends on the point of view. If your biggest risk is you spending that loan money on gambling, then yes paying the debt early would help you get in less trouble.
From an economic point of view, if you don't need that money at the moment, you should invest it, so that you can make a few bucks. If you get 1-2% more on every transaction that way, it really does stack up at the end, since this will make you exponentially more money.
I'm sorry but what money are you talking about here? A loan with no interest?
Hmm I've never thought about it that way. Definitely seems like we'd be better off not getting taxed by employers throughout the year, as then it can offset mortgages etc before paying up.
Feels like that's how a lot of wealthy people/organizations operate
"Don't forget to breathe."
A wise person once told me don't commit misdemeanors while you're committing felonies.
Why is this good advise?
Al capone was arrested for tax evation. I think one of the famous serial killers or mass murderers got caught because they were pulled over for something like speeding (granted, they probably would have been caught eventually anyways, but it happened a lot quicker).
One crime at a time.
Have an emergency fund and pay yourself first.
The emergency fund comes first $1000 or 6 months expenses tends to be the sweet spot. It keeps you from taking on bad debt like credit cards and pay day loans. 5% of your paycheck is a good place to get started, that's usually enough to build up funds fairly quickly without hurting too much.
Retirement doesn't have to be a ton of money each pay check, especially if you start early in life, but if you ever want to retire you have to start as soon as possible because the later you start the more money you have to put away. Take the company match on a 401(k) or 5-20% of your paycheck. Invest in a target date fund or S&P 500, Russell 2000 fund, or whole market fund (and look at the expense ratio, you want that to be as low as possible) and call it a day. Individual stocks are for suckers, but if you want to gamble with individual stocks use 1-5% of your portfolio to do it so it's not the end of the world if you pick a loser.
Finding your target for retirement is a big step to knowing what you need to save early. Play around with some retirement calculators and debt payoff calculators fairly often as your target number may change based on your lifestyle.
"You can love the company as much as you like, but the company will never love you back." - My dad.
In a similar vein, HR is not there to help you, they are there to protect the company.